• The AB Capital Equity Fund is a Unit Investment Trust Fund (UITF) designed to achieve superior returns for its participants via investing primarily in common stocks listed in the Philippine Stock Exchange.
   

• nThis product is ideally suited for investors with the following characteristics:

  • nPrimary objective of long-term capital growth,

  • Medium to long-term investment time horizon, and

  • nWilling to take on higher risks in exchange for the opportunity to earn higher returns than fixed income instruments over the long-term.

Product

• UITFs are open-ended pooled trust funds operated by a trust entity and made available via participation or units.
   

• nUITFs are similar to CTFs but valued on a marked-to-market basis – which means that the price reflects the accurate value of the fund at the time of participation/redemption.

Equities vs. Fixed Income

• If you had invested P100,000 in a portfolio made up of stocks in the Philippine Stock Exchange Index at the beginning of 2003, the value of your portfolio, including reinvested dividends, would have grown to over P370,000 by the end of 2007.
  

• This is equivalent to an average return of 30% per annum. (Historical performance is for illustration purposes only, and may not be representative of future performance.)
  

• If you had invested your P100,000 in fixed income instead, it would have grown to P159,000 by 2007 (using average 5-year PDS rates over the period). This is equivalent to an annual average return of 10%.
  

• As of September 2008, 5-year PDS rate was around 7.59% per annum.n

Advantages / Benefits

• Professionally Managed: Investments are constantly monitored by a team of professional fund managers with a solid track record and experience in the capital markets, making adjustments to provide the best possible return.
   

• Diversification and Affordability: For only a small amount, investors are able to invest in several different issues because it is pooled with other investors.  This diversification spreads the risks over a large base thus limiting potential losses.
   

• Liquidity: The fund provides investors with greater liquidity than stocks or bonds. Investors can purchase or redeem their participation on any business day.

Objectives of the Fund

• To achieve superior returns via investing in equities listed in the Philippine Stock Exchange. 

• To provide higher returns than fixed income investments.
   
• To provide alternative investments for institutional and retail clients.
   
• To outperform the PSEi.

Basic Features

We invite you to invest with us.  Just bring at least one (1) valid photo-bearing identification document (for individual investors) or Articles of Incorporation and By-laws and Secretary's Certificate of Board Resolution (for institutional and corporate investors) plus your investment.

Account Opening Forms

The following are the account opening forms (click the title to download the form.):

              1)  Signature Card
              2)  Client Information Sheet (Individual)
              3)  Client Information Sheet (Corporate or Institution)
              4)  UITF Client Suitability Assessment Form
              5)  Risk Disclosure Statement
                               
Investment Policy

• The combined exposure of the UITF to any entity and its related parties shall not exceed 15% of the market value of the UITF.

Valuation of the Fund

• Valuation is based on Net Asset Value (NAV).
   

• NAV shall be the summation of the market value of each investment of the fund less fees, taxes and other expenses.
   

• Net Asset Value per unit (NAVPU) shall be determined by dividing the NAV of the Fund by the total number of units outstanding.
       (The NAVPU of the fund may fluctuate daily depending on the prices of the various instruments in the fund)
   

• Participation and Redemption prices based on NAVPU (cut-off time at 12:00 noon).
   
• Click HERE to view the Historical Net Asset Value per unit (NAVPU) Chart

For more details about the product, please contact us at the following:

Email		trust@abcapitalonline.com
Telephone		(632) 898-7555
Local Fax		(632) 898-7597 / 898-7596
Company Address		AB Capital and Investment Corporation     - Trust and Investments Division  Unit 1403, 14th Floor Tower One &    Exchange Plaza Ayala Triangle, Ayala Avenue Makati City, Metro Manila 1226 Philippines
		Reynaldo R. Goco (632) 898-7567 Maridore P. Caeg (632) 898-7577 Salvador C. Menor (632) 898-7535 Katrina Sarah A. Fontanilla (632) 898-7583